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Remote Deposit Capture

Remote Deposit Capture Solutions for Your Business

Improve your efficiency by depositing checks from your business with Remote Deposit Capture from MidWestOne Bank.

  • Reduce costly trips to the bank by using a scanner at your business location to deposit checks.
  • Make deposits when it’s convenient for you – day or night.
  • Improve your cash flow by having predictable funds availability from deposits you make.

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Get started with Remote Deposit Capture Services from MidWestOne.

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Get Enrolled**

Contact us to get connected with our experienced Treasury Management team to begin the enrollment process.

**Subject to applicable credit approval and deposit account requirements

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Sign In

Easily sign in to Online Cash Manager (OCM) directly from the homepage of MidWestOne.bank

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Access the Checks & Deposits Module

After accessing the “Checks & deposits” module, click “Deposit checks” to get started.

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Click Create Deposit

Begin your deposit by clicking "create deposit" button.

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View a Demo

Video a demo of our Remote Deposit service.

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View video introduction to Online Cash Manager

Frequently Asked Questions

When will I receive credit for deposits I make through Remote Deposit Capture?

Deposits processed on banking days before our end of day cutoff time will be processed and posted to your account the same banking day.

How will I be notified if there is a problem with my deposit?

The individual who submitted the deposit will be notified by email if there are any adjustments to checks included within your deposit or if the deposit had to be rejected for any reason.

The image quality of the checks I am scanning is poor. How can I fix this?

Contact our Treasury Management Support team for assistance at 855-696-2265 or tmsupport@midwestone.com so we can assist in troubleshooting what may be causing the image quality issues.

Who can I contact for support with Remote Deposit Capture if I am having a problem? ?

Contact our Treasury Management Support team for assistance at 855-696-2265 or tmsupport@midwestone.com.

Is there an alternative to Remote Deposit Capture if my business only has a small number of checks to deposit?

You can access mobile deposit in the MidWestOne for Business mobile app which is available for download in the Apple iTunes and Google Play store.

 

Treasury Management Services for Your Business

Remote Deposit Capture

Deposit checks day or night using a check image scanner kept at your business.

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Merchant Services

Accept credit and debit card payments, including EMV® chip cards, Apple Pay®, Google Pay®, and Samsung Pay®.

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ACH Services

Send deposits to or collect payments from any bank account, anywhere in the United States.

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Positive Pay

Safeguard your accounts against check and/or ACH fraud.

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Sweep Accounts

Maximize available funds for your investment and borrowing needs.

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Wire Transfer Services

Transfer money across the United States or around the world.

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Customer Support