Connections Club Account Details
- $1,000 minimum opening deposit
- $1,000 daily balance, or $10,000 relationship balance requirement4
- Earns interest1,2
- Service charge of $10 waived if balance requirements are met3
- Two free boxes of MidWestOne branded checks per year
- No fee for teller checks, outgoing faxes or photocopies
- $18 annual discount on safe deposit box rent
- 5 free non-MidWestOne ATM withdrawals per statement cycle
- Must be 55 years or older
All MidWestOne Checking Accounts Come With:
- Digital Banking
- Debit Card
- Free Mobile Deposit
- Free eStatements
- Apple & Android Pay
- Free withdrawals from MidWestOne ATMs
- Free Bill Pay
- Zelle

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1Daily Balance Method used to calculate interest on account. This method applies a daily periodic rate to the principal balance in the account each day.
2Interest rates are variable and subject to change at the bank’s discretion at any time. The annual percentage yield may vary due to the interest rate changes and fees. Please refer to our Deposit Rates for current interest rates and Annual Percentage Yields based on designated balance tiers.
3Sales tax may apply to service fees for accounts maintained in Iowa.
4Relationship balance includes personal checking, personal savings, certificates of deposits, individual retirement accounts, and current balance on consumer loans (home equity line of credit, fixed rate repayment option, home equity, line of credit & installment). Excluding residential real estate loans, and fresh start loans.